Our Plans

Traditional Plan

With a maximum entry age of 84, the Traditional Plan offers flexibility by determining the premium based on the age of the eldest dependent. It includes a 6-month waiting period for most benefits, no waiting period for accidental death if the first premium is fully paid, and a 12-month waiting period for suicidal death. Claims are processed within 48 hours, and surnames do not need to be the same for coverage.

Single plan

This plan covers a single individual up to the age of 94. It comes with a 6-month waiting period for most benefits, no waiting period for accidental death if the first premiums are fully paid, and a 12-month waiting period for suicidal death. Claims are paid within 48 hours.

Family plan

This plan covers the main policy member and their spouse up to the age of 94, along with up to three children under 24 if they are still studying full-time. It includes a 6-month waiting period for most benefits, except for accidental death, which has no waiting period if the first premium is fully paid. Suicidal death has a 12-month waiting period, and claims are processed within 48 hours.

Single Member with children

Designed for one adult up to the age of 94 and up to three children under 24, regardless of surnames, as long as they are studying full-time. It has a 6-month waiting period for most benefits, no waiting period for accidental death if the first premium is fully paid, and a 12-month waiting period for suicidal death.